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Spark Liang 张开亮

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成爲股神股神巴菲特的投資秘訣,如何做到價值投資 | Spark Liang 股票投資

想成為投資高手就要向高手學習 巴菲特的投資秘訣跟其它的流派不同 他所使用的投資理念就是價值投資 注重的是價值而不是價錢 這不是在講廢話嗎? 聽起來是很廢話 但是重點是簡單中又很難做到 因為我們首先要不...

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什麼是ETF? 交易所開放式基金 (Exchange Traded Fund)| Spark Liang 理財投資

很多人都想投資股票賺錢 但是投資股票需要一定的專業知識 比如看報表,什麼時候買進賣出 所以巴菲特建議一般人買ETF就好 投資ETF不只是簡單 而且他可以讓我們用很小的資金 就可以接觸到平時我們買不到的...

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什麼是REITs?房地產跟股票的結合 | Spark Liang 股票投資

很多人都想靠投資房地產賺取租金 但是房地產的投資金額一般上都比較高 而且還有一定的負擔 每個月需要供貸款 所以我在這裡提供大家另外一個選擇 就是透過REIT賺取租金收入 REIT房地產投資信託基金跟股...

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馬來西亞買房需要多少錢? | Spark Liang 房地產

外面有很多發展商都打著零頭期錢 免首付就可以買到房子 不過真的是這樣子嗎? 其實不是的~ 買房還有很多的手續費是發展商不會告訴你的 很多時候等你買了過後他才會告訴你 對於那些買二手房的朋友 售價RM5...

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怎樣讓"小錢"變"大錢" 從窮人到富人 | Spark Liang 理財投資

很多人問我說如果他們有一筆儲蓄 應該要怎麼樣投資 才可以把小錢變大錢 但是投資不是像大家說的 "投資xxx就對了"的這種講法 是要根據每個人的 年齡,工作,收入,風險承擔,目的 來決定投資什麼 所以今...

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做Youtuber 好賺錢,到底如何用Youtube賺錢?分享我靠Youtube當作我的被動收入? | Spark Liang 理財投資

很多人想過要過上不用工作 都可以有收入的生活 那我們就得要有被動收入 當被動收入大於支出的時候 你就是財務自由了~ 那麼怎麼樣製造被動收入呢? 當YouTuber也是一門生意 影片裡我跟好葉分享了 Y...

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出國旅遊應該刷信用卡還是用ATM提款,哪一個比較划算| Spark Liang 理財投資

出國旅遊應該刷信用卡還是用ATM提款,哪一個比較划算 . 每次出國的時候我們都需要換外國的貨幣 我們常做的做法就是到貨幣兌換商那裡去換 但是其實我們還有一些選擇 例如說刷信用卡,或用提款卡(借記卡)來...

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看了過後,你還敢賭嗎?| Spark Liang 理財投資

新年期間很多人都喜歡小賭一把 想透過賭博賺一點小錢~ 但是我跟你說 不要傻傻去賭博 有錢拿去投資更加好啦~ 賭場裡有很多你預測不到的東西 原本莊都會在機率上贏你們一點 如果再加上有詐 是看你們有多少錢...

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為什麼不應該買金舖的黃金?| Spark Liang 理財投資

金舖裡賣的黃金是飾品 是飾品就會有加工費 把黃金原料變成飾品的費用 所以一克RM175的黃金 金鋪會賣你RM215 合情合理 但是當你買回給他的時候 他只會算你黃金原料的價錢 因為他會拿去溶了再做新的...

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2018年我們還適合買黃金嗎?看完你就知道了| Spark Liang理財投資

黃金在我們華人的歷史裡扮演了一個很重要的角色 黃金就是錢,錢就是黃金 老一代的人有點錢就會賣黃金來收 為逃難的時候做準備 但是現在的我們會遇到逃難的機會是非常的低 所以我們現在到底還是適合投資黃金嗎?...